# Aspenspring Business Loans > Aspenspring Business Loans is a small-business funding broker at 950 E 2nd Ave, Durango, CO 81301 (phone (970) 238-5207). It helps businesses in Durango, CO and across La Plata County, Colorado, explore business lines of credit, equipment financing and leasing, working capital, business term loans including acquisition financing, inventory financing, and merchant cash advances. Aspenspring Business Loans passes business funding requests to funding partners; the partner reviewing a request makes the credit decision and sets any rate and terms. Aspenspring Business Loans is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Aspenspring Business Loans does not arrange personal, payday, auto title, mortgage, commercial real estate, startup or SBA loans, does not offer grants, and does not arrange funding for trucking. Key facts: - Business type: small-business funding broker (not a lender) - Address: 950 E 2nd Ave, Durango, CO 81301, United States - Phone: (970) 238-5207 - Apply: https://aspenspringbusinessloans.com/apply/ - Service area: Durango, CO and all of La Plata County, Colorado - Language: English ## Funding options - [Business Loan Options in Durango, CO: Six Funding Types Side by Side](https://aspenspringbusinessloans.com/business-loans/): This page sets the six funding types Aspenspring Business Loans handles for Durango, Colorado owners next to each other: lines of credit, term loans, equipment financing, working capital, inventory financing and merchant cash advances. It covers the four loan types banks make, term loan versus line of credit, secured and unsecured debt, and borrowing compared with bringing in investors. - [Working Capital Loans in Durango, CO: Bridging Slow-Paying Invoices](https://aspenspringbusinessloans.com/business-loans/working-capital/): This page from Aspenspring Business Loans in Durango, Colorado explains working capital loans for small firms: how they work, how to read the working capital ratio from a balance sheet, what different working capital loan companies look at, and how to size a payroll gap with invented worked figures before asking a funding partner. - [Business Term Loans in Durango, CO: Multi-Year Funding for Growth](https://aspenspringbusinessloans.com/business-loans/term-loans/): This page from Aspenspring Business Loans in Durango, Colorado covers business term loans: how a term loan works, financing the purchase of an existing business, getting a larger loan for an acquisition, cash flow versus asset-backed term loans, remodel loans, and checking a payment with invented worked figures before a partner sets the actual terms. - [Business Line of Credit in Durango, CO: Draw, Pay Down, Draw Again](https://aspenspringbusinessloans.com/business-loans/line-of-credit/): This page from Aspenspring Business Loans in Durango, Colorado explains business lines of credit, the featured funding type here: what a line means in practice, commercial and business lines, bank and non-bank funders, asset-based and operating lines, and how interest builds day by day, with invented worked figures. With 60.7% of La Plata County, CO employers under five employees, small firms are the focus. - [Inventory Financing in Durango, CO: Paying for Stock Before It Sells](https://aspenspringbusinessloans.com/business-loans/inventory-financing/): This page from Aspenspring Business Loans in Durango, Colorado explains inventory financing: what counts as inventory, how a funder advances part of an order's cost, how pre-season and floor stock arrangements work, and what the 285 retail employers counted in La Plata County, CO in 2023 have to show a partner. Worked figures are invented. - [Equipment Financing Around Durango, CO: Lease or Loan for Excavators and Landscaping Rigs](https://aspenspringbusinessloans.com/equipment-financing/): This page from Aspenspring Business Loans in Durango, Colorado covers equipment financing by trade: builders' machines, landscaping rigs, restaurant kitchens, fitness studios and salons, with La Plata County, CO Census counts for each. It explains what a machinery loan is, how long equipment financing runs, and loan versus lease, with invented worked payments. - [Merchant Cash Advances in Durango, CO: Total Cost Before You Sign](https://aspenspringbusinessloans.com/merchant-cash-advance/): This page from Aspenspring Business Loans in Durango, Colorado explains merchant cash advances, which are not loans: what a cash advance company does, how the factor and holdback set the total remitted, how revenue-based financing compares, and how to turn a factor into a cost that can be set beside a loan, with invented worked figures. ## Industries - [Business Loans by Industry in Durango, CO: Eleven Trades and the Rest](https://aspenspringbusinessloans.com/industries/): Aspenspring Business Loans, a small-business funding service in Durango, Colorado, groups its industry pages and notes by trade: kitchens and lodging, clinics and practices, builders and grounds crews, shops and service bays, and professional offices. Eleven industries have full pages; gyms, salons, consultants, electricians and others have notes here with La Plata County, CO Census counts. - [Restaurant Loans for Durango, CO Owners: Kitchen Lines, Patios and Second Locations](https://aspenspringbusinessloans.com/industries/restaurants/): Aspenspring Business Loans in Durango, Colorado places restaurant funding requests with funding partners. La Plata County, CO counted 68 full-service and 67 limited-service restaurants with paid employees in 2023. This page covers loans for restaurants, restaurant lenders, card-sales advances, commercial kitchen equipment, opening or buying a restaurant, and how hard a restaurant loan can be. - [Medical Practice Loans Around Durango, CO: Exam Rooms, Imaging and Billing Gaps](https://aspenspringbusinessloans.com/industries/medical-practices/): Aspenspring Business Loans in Durango, Colorado places medical practice funding requests with funding partners. La Plata County, CO counted 47 physician offices with paid employees in 2023. This page covers physician practice loans, medical equipment leasing, buying into or buying a practice, working capital for clinics, and cash flow while claims are paid. - [Dental Office Loans Around Durango, CO: Operatories, Scanners and Payroll](https://aspenspringbusinessloans.com/industries/dental-practices/): Aspenspring Business Loans in Durango, Colorado places dental funding requests with funding partners. La Plata County, CO counted 33 dental offices with paid employees in 2023. This page covers dental practice loans, dental equipment loans, financing to buy a dental practice, working capital for a dental office, and working out a loan payment before signing. - [Contractor Business Loans for Durango, CO Owners: Excavators, Materials and Slow-Paying Jobs](https://aspenspringbusinessloans.com/industries/construction/): Contractor funding requests from Durango, Colorado reach funding partners through Aspenspring Business Loans. With 357 employer establishments in 2023, construction led every other sector in La Plata County, CO. This page covers financing for contractors, builder lines of credit, equipment, payroll for small crews, buying a contracting firm, and the records partners read. - [Retail Business Loans for Durango, CO Owners: Inventory, Remodels and Card-Sales Gaps](https://aspenspringbusinessloans.com/industries/retail/): Aspenspring Business Loans in Durango, Colorado places retail funding requests with funding partners. Stores with paid employees numbered 285 across La Plata County, CO in 2023. This page covers business loans for retail, working capital for stores, the working capital ratio, boutique and coffee shop funding, fixtures and remodels, and buying an existing shop. - [Landscaping Equipment Financing, Durango, CO: Skid Steers, Trailers and Payroll](https://aspenspringbusinessloans.com/industries/landscaping/): Aspenspring Business Loans in Durango, Colorado places landscaping funding requests with funding partners. La Plata County, CO counted 49 landscaping employers in 2023, 75.5% with fewer than five employees. This page covers landscape equipment financing, lawn care financing, business loans for landscaping companies, working capital for crews and buying an established route. - [Auto Repair Shop Loans, Durango, CO: Lifts, Scan Tools and Parts Inventory](https://aspenspringbusinessloans.com/industries/auto-repair/): Aspenspring Business Loans in Durango, Colorado places auto repair funding requests with funding partners. Repair and maintenance shops with paid employees numbered 47 across La Plata County, CO in 2023. This page covers auto repair business loans, automotive lift financing, mechanic shop loans, working capital for repair shops and buying an established garage. - [Hotel and Motel Loans, Durango, CO: PIP Work, FF&E and Cash Flow](https://aspenspringbusinessloans.com/industries/hotels-motels/): Aspenspring Business Loans in Durango, Colorado places hotel and motel funding requests with funding partners. Hotels and motels with paid employees numbered 41 in La Plata County, CO in 2023. This page covers hotel lenders, financing structures for FF&E and improvement plans, commercial loans for hotel operators, a payment check and cash flow while rooms are refreshed. - [Chiropractic and Therapy Practice Loans in Durango, CO Covering Treatment Rooms, Equipment and Payroll](https://aspenspringbusinessloans.com/industries/chiropractors-and-therapists/): Aspenspring Business Loans in Durango, Colorado places funding requests from chiropractors, physical therapists, optometrists and other practitioners with funding partners. La Plata County, CO counted 85 offices of other health practitioners with paid employees in 2023. This page covers equipment, working capital while claims pay, buying a practice and comparing financing options. - [Accounting Firm Loans in Durango, CO: Software, Staff and Office Upgrades](https://aspenspringbusinessloans.com/industries/accounting-firms/): Aspenspring Business Loans in Durango, Colorado places accounting firm funding requests with funding partners. La Plata County, CO counted 60 accounting, tax preparation, bookkeeping and payroll firms with paid employees in 2023. This page covers buying a CPA practice, how firms are priced, financing an acquisition, and software, staff and office upgrades. - [Law Firm Loans in Durango, CO: Practice Growth, Systems and Payroll](https://aspenspringbusinessloans.com/industries/law-firms/): Aspenspring Business Loans in Durango, Colorado places law firm funding requests with funding partners. Law offices with paid employees numbered 45 in La Plata County, CO in 2023. This page covers law firm financing for payroll and operations, partner buy-in loans, office and software upgrades, buying a retiring attorney's practice, and what is outside this site. ## Guides and calculators - [Local Business Guides for Durango, CO Self-Employed Trades and Consultants](https://aspenspringbusinessloans.com/resources/): Aspenspring Business Loans in Durango, Colorado publishes three owner guides: how business acquisition loans work for a Colorado buyer, what the City of Durango business license and the state sales tax license involve, and how to work out interest on a line of credit by the day. Public offices and advisers are named with links checked in October 2026. - [Business Acquisition Loans in Colorado: A Durango, CO Buyer's Guide](https://aspenspringbusinessloans.com/resources/business-acquisition-loans-in-colorado/): This guide from Aspenspring Business Loans in Durango, Colorado explains how business acquisition loans work for Colorado buyers: what partners require, how a price is set from earnings, how down payments and seller notes fit together, what due diligence covers, and how to check the payments, with an invented worked deal set against La Plata County, CO's 2,447 employers of 2023. - [Durango, CO Business and Sales Tax License: Where Each Is Filed](https://aspenspringbusinessloans.com/resources/durango-co-business-and-sales-tax-license/): This guide from Aspenspring Business Loans in Durango, Colorado explains the City of Durango business license, which includes the city sales tax license, the Colorado sales tax license, renewals, where to find the combined sales tax rate, building permits for a new space, towns outside the city such as Bayfield, and advising from the Colorado SBDC network. Sources were checked in October 2026; confirm details with each office. - [Daily Interest on a Line of Credit: A Worksheet for Durango, CO Owners](https://aspenspringbusinessloans.com/resources/daily-interest-line-of-credit-calculator/): This worksheet from Aspenspring Business Loans in Durango, Colorado shows how to work out interest on a business line of credit by the day: the daily rate formula, a table of balances and days, the average daily balance method that statements use, the monthly shortcut and its limits, and how fees change the picture. Every figure is invented arithmetic; it is not a calculator widget or an offer. ## Areas served - [Business Loans in Durango, CO: County Data, Lender Types and City Permits](https://aspenspringbusinessloans.com/durango-co/): This page sets out Census business counts for La Plata County, Colorado and the city's main ZIP code, the kinds of lenders and funders that serve Durango owners, the city permit checks that come before a financed build-out, and what to read in a business-for-sale listing. Aspenspring Business Loans places requests with funding partners, and each partner decides. - [Nearby Communities Served From Durango, CO, Town by Town](https://aspenspringbusinessloans.com/service-areas/): Aspenspring Business Loans, in Durango, Colorado, takes funding requests by phone and online form from businesses across La Plata County, CO and nearby places in Montezuma County, CO and San Juan County, NM. This page names those places, gives the ZIP-level business counts that exist for them, and explains why county figures stop at the county line. ## Company - [Small Business Loans in Durango, CO: Credit Lines First, Plus Equipment and Working Capital](https://aspenspringbusinessloans.com/): Aspenspring Business Loans is a Durango, Colorado service that helps owner-run firms request business funding. A business line of credit leads, for gaps between finished work and payment, with equipment financing, working capital, term loans, inventory financing and merchant cash advances beside it. A funding partner reviews each request and decides; the owner chooses whether to sign. - [How to Get a Business Loan in Durango, CO: Four Stages, One Decision-Maker](https://aspenspringbusinessloans.com/how-it-works/): This page from Aspenspring Business Loans in Durango, Colorado sets out how a funding request moves: what banks and other funders look at, which stages set the timing of a decision, how a sole proprietor qualifies, and what happens between a partner's review and money arriving. Partners decide on every request; the owner decides whether to sign. - [Business Loan Questions From Durango, CO Owners and Sole Proprietors](https://aspenspringbusinessloans.com/faq/): This page from Aspenspring Business Loans in Durango, Colorado answers owners' first questions about business funding: whether a loan counts as income, what it can pay for, whether a business with no revenue can borrow, how a loan is sized, what a partner asks for, and what happens after a default. Tax and legal points go to the owner's own advisers. - [About Aspenspring Business Loans, a Business Funding Company in Durango, CO](https://aspenspringbusinessloans.com/about/): Aspenspring Business Loans is a business funding service in Durango, Colorado. It talks a request through with the owner, matches it to one or more of six funding types, and places it with funding partners that review it and decide. This page explains that arrangement, why credit lines lead, and what the site never claims. - [Contact Aspenspring Business Loans in Durango, CO by Phone or Online Form](https://aspenspringbusinessloans.com/contact/): This page lists how to reach Aspenspring Business Loans in Durango, Colorado: the phone line, the online request form and text messages for those who consent on the form. It also shows where the business is listed, with a map, and what to have in mind before calling about a funding request. - [Apply for a Business Loan in Durango, CO: One Short Form](https://aspenspringbusinessloans.com/apply/): This page holds the online request form for Aspenspring Business Loans in Durango, Colorado and explains what follows it: a conversation, a funding partner's review, any records the partner names, and an offer or term sheet the owner can accept or decline. It also covers applying for a loan to buy an existing business. - [Partner and Fee Disclosures From Aspenspring Business Loans, Durango, CO](https://aspenspringbusinessloans.com/disclosures/): Aspenspring Business Loans in Durango, Colorado is a funding broker, not a lender, despite the word Loans in its name. It places business funding requests with funding partners that review them and make their own decisions on approval and terms. A merchant cash advance is not a loan. Read every offer in full before signing. ## Optional - [Full text of every page](https://aspenspringbusinessloans.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://aspenspringbusinessloans.com/sitemap.xml)